Additional Information
What does FLEXI insurance cover?
What does FLEXI Risk insurance cover?
Treatment of injuries
In case of an injury, you don't have to wait for the treatment to end. Just file your claim during the treatment and you will have the money when you need it. The insurance covers injuries where treatment is expected to exceed 22 days.
Permanent consequences of injury from 0.5 %
In case of an accident that leaves a lasting consequence, we calculate the benefit percentage from up to ten times the chosen amount. The money paid out will help you with the cost of adjusting your home, buying medical equipment or a car.
Disability
With a net income of CZK 20 000, disability pension (Level 3) is CZK 13 319. With our insurance, you can get more. You can insure for all three levels of disability and helplessness (start with II. degree of dependence). We will pay you twice as much for disability due to a traffic accident (maximum increase of CZK 1 million).
Serious illneses
Be protected against selected cardiovascular diseases or cancer. You can choose the option with a one-time payment of the sum insured, or choose a flexible payment, where the amount paid out matches to the seriousness of the disease and the demands of treatment.
Hospitalisation
We will pay you money even if you are hospitalised for just one night.
Inability to work
If you aren't able to work for more than 29 days because of an illness or injury, we will pay out the agreed amount for each day of incapacity for work to top up your income.
Death
In case of death due to a traffic accident, we will pay out a double payment to the beneficiary (maximum increase of CZK 1 million).
Example calculations
Monthly insurance premium: CZK 477; Age: 22; Term of insurance: 10 years
Monthly insurance premium: CZK 911; Age: 35; Term of insurance: 10 years
Monthly insurance premium: CZK 739; Age: 50; Term of insurance: 10 years
What does Premier travel insurance cover?
In addition to the usual insurance coverage it also covers the cancellation of a trip up to 150 000 CZK for the whole family, the purchase of necessary things in case of baggage delay, flight up to 15 000 CZK. It also includes insurance of damage liability up to 6 million CZK, caused to someone else´s health or property while travelling.
How does the VIP assistance service work?
The Czech assistance service is available day and night at +420 266 799 898. It will help you to solve any inconvenience that you may come across while traveling.
What does insurance of personal belongings and cards cover?
It also covers the insurance of your personal belongings in case of theft of electronic devices, handbags, backpacks, documents, keys or glasses, with the limit on personal belongings up to CZK 45 000.
How much does insurance of personal belongings and cards cost?
You can find the information in the Price list.