Premier Loan
You can get up to 2.5 million without collateral and spread your repayments out over as much as 10 years. Your loan will be processed immediately and free of charge. We will give you a fixed rate of interest throughout the whole repayment period. You can repay the loan at any time without additional terms or fees.
Premier Consolidation
Your Premier banker will find the best way to consolidate the loans you have arranged with other financial institutions, so that you will benefit by transferring them to us. You can get a loan of up to CZK 2.5 million without collateral and with a maturity of up to ten years.
Buřinka loans
For housing purposes, you can borrow up to CZK 2.5 million without security or up to CZK 3.5 million for cooperative schemes, and repay for a period of up to 25 years. We will process your loan in an instant, free of charge. You can repay the loan at any time without further stipulations or penalties. We will offer you an attractive interest rate fixed for three years or the entire period of repayment, and you can finance up to the full amount of your investment in a dwelling. To obtain a loan with an individualised interest rate, please contact your Premier banker.
Volvo car financing
We can offer you advantageous financing of Volvo models on an exclusive basis through the Puzzle product by Leasing České spořitelny, a.s. Exclusively for you, Puzzle offers numerous benefits such as low payments and a discount of up to 19% depending on the model. You are the owner of the car financed from the beginning, so you can make the decision as to how long you will use the car at any time during the repayment period. With an upfront payment and the residual value of the car, you can determine the amount of each payment to suit your needs. This offer is intended for Erste Premier clients who are purchasing cars as private persons and applies to all authorised Volvo car dealers.
We are here for you
Be demanding, we are available on the Erste Premier Line
every business day from 7 am to 10 pm.
+420 956 777 569
Send us an email at erstepremier@erstepremier.cz
Please leave your contact details and we will get
back to you as soon as possible.
You will get the Erste Premier free of charge complying with at least one of the following criteria:
monthly income (your wage or income from your business paid to your Premier Personal Account) of at least CZK 70,000 has to be observed concurrently with savings, investments and loans with the Česka spořitelna Financial Group in the amount of CZK 250,000 or;
have savings and investments with the Česka spořitelna Financial Group exceed CZK 2,500,000 or;
have savings, investments and loans with the Česka spořitelna Financial Group of at least CZK 4,000,000.*
*The Bank reserves the right to decide upon the provision of the Erste Premier Service. The Erste Premier is only available as personal banking service not for the businesses. Meeting the above criteria does not automatically entitle a person to become a Client of Erste Premier. The Client and the Bank may terminate the Erste Premier Service without reason or by mutual agreement.
Additional Information
You do not pay neither for receiving, reviewing and evaluating of a loan application nor for monthly account management and maintenance fees.
No, you won't. If you want to repay the loan early, you pay nothing extra.
Loan amount: CZK 500 000
Interest rate: 6,9 % p.a.
Monthly repayment: CZK 6 844
Number of repayments: 96
Arrangement fee: CZK 0
Management fee: CZK 0
The annual percentage rate of charge (APR) is 7,2%. The total amount to be repaid is CZK 657 024. The repayment amount does not change.
Loan amount: CZK 500 000
Interest rate: 6,9 % p.a.
Monthly repayment: CZK 6 844
Number of repayments: 96
Arrangement fee: CZK 0
Management fee: CZK 0
The annual percentage rate of charge (APR) is 7,2%. The total amount to be repaid is CZK 657 024. The repayment amount does not change.
The Buřinka Loan of CZK 300,000 with maturity of 20 years and an annual interest rate of 6.59% comprises an initial bridging loan with an interest rate of 6.59% p.a. (fixed rate) for a period of two years until a building society loan is granted. For the bridging loan, you will pay CZK 2,270 per month for a period of 24 months. You will pay CZK 0 on a one-time basis for the processing of the loan and CZK 0 for loan maintenance. The bridging loan is followed by a building society loan of CZK 285,060 provided for a period of 18 years, which is used to repay the bridging loan in full. The interest rate is 6.59% p.a. and is fixed for the first year, then for 3-year periods. You will pay CZK 2,270 every month for 18 years. The price for processing and managing the loan is CZK 0. The total amount due for the Buřinka Loan is CZK 545,727.69. The APR is 6.87%. The above information is valid provided that the full loan is drawn on the day of provision, with repayments beginning the following month and paid on the 25th day of each month.