You can draw up to CZK 2.5 million without collateral and spread your repayments out over as much as 10 years. We will arrange your loans by return and for free. We will give a favourable fixed interest rate for the term of the loan. You can pay off your loan at any time under no further conditions or penalty.
Your Premier banker will find the best way to consolidate the loans you have arranged with other financial institutions, so that you will benefit by transferring them to us. You can get a loan of up to CZK 2.5 million without collateral and with a maturity of up to ten years.
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You will get the most out of Erste Premier if your savings and investments with the Česká spořitelna Financial Group exceed CZK 1 500 000, or your savings, investments and loans total CZK 4 000 000, or you transfer CZK 70 000 or more to your Premier Personal Account every month, which is your salary or income from self-employment.*
*The Bank reserves the right to decide upon the provision of the Erste Premier service. The service is intended solely for clients/consumers. Meeting the above criteria does not automatically entitle a person to become a client of Erste Premier.
How much will I pay for management of a Premier loan?
You pay nothing for acceptance, assessment and evaluation of the loan application or any monthlyaccount management and maintenance fees.
Will I be charged a fee for paying off the loan early?
No, you won’t. If you wish you to pay off your loan early, you pay nothing extra.