Loans

Why wait until you have saved up? With us, you can fulfil your dreams now.

You can draw up to CZK 2.5 million without collateral and spread your repayments out over as much as 10 years. We will arrange your loans by return and for free. We will give a favourable fixed interest rate for the term of the loan. You can pay off your loan at any time under no further conditions or penalty.

Your Premier banker will find the best way to consolidate the loans you have arranged with other financial institutions, so that you will benefit by transferring them to us. You can get a loan of up to CZK 2.5 million without collateral and with a maturity of up to ten years.

Be demanding. We’re prepared. Priority line
for Erste Premier clients.

+420 956 777 569

Send an email to erstepremier@erstepremier.cz

Leave your number, and we’ll get back to you
as soon as possible.

You will get the most out of Erste Premier if your savings and investments with Česká spořitelna financial group exceed CZK 1 500 000 or your savings, investments, credit and loans total CZK 4 000 000, or if at least CZK 70 000 is sent to your account each month.

Additional Information

How much will I pay for management of a Premier loan?

You pay nothing for acceptance, assessment and evaluation of the loan application or any monthlyaccount management and maintenance fees.

Will I be charged a fee for paying off the loan early?

No, you won’t. If you wish you to pay off your loan early, you pay nothing extra.

Representative example for a Premier loan

Loan amount: CZK 350 000
Interest rate: 5.9% p.a.
Monthly repayment: CZK 4 200

Number of repayments: 108
Arrangement fee: CZK 0
Management fee: CZK 0

The annual percentage rate of charge (APR) is 6.2%. The total amount to be repaid is CZK 453 477. Neither the interest rate nor repayment amount changes.

Representative example for Premier consolidation