Premier Loan
You can get up to 2.5 million without collateral and spread your repayments out over as much as 10 years. Your loan will be processed immediately and free of charge. We will give you a fixed rate of interest throughout the whole repayment period. You can repay the loan at any time without additional terms or fees.
Premier Consolidation
Your Premier banker will find the best way to consolidate the loans you have arranged with other financial institutions, so that you will benefit by transferring them to us. You can get a loan of up to CZK 2.5 million without collateral and with a maturity of up to ten years.
We are always here for you
Be demanding, we are ready for it. Priority line
for Erste Premier clients.
+420 956 777 569
Send us an email at erstepremier@erstepremier.cz
Please leave your contact details and we will get
back to you as soon as possible.
You will get the most out of Erste Premier if your savings and investments with the Česká spořitelna Financial Group exceed CZK 1 500 000, or have savings, investments and loans of at least CZK 4 000 000, or have monthly income (your wage or income from your business) of at least CZK 70 000 paid to your Premier Personal Account.*
*The Bank reserves the right to decide upon the provision of the Erste Premier Service. The Erste Premier is only available as personal banking service not for the businesses. Meeting the above criteria does not automatically entitle a person to become a Client of Erste Premier. The Client and the Bank may terminate the Erste Premier Service without reason or by mutual agreement.
Additional Information
How much will I pay for management of my Premier loan?
You do not pay neither for receiving, reviewing and evaluating of a loan application nor for monthly account management and maintenance fees.
Will I be charged a fee for early repayment?
No, you won't. If you want to repay the loan early, you pay nothing extra.
Representative example of the Premier Loan
Loan amount: CZK 350 000
Interest rate: 4,9 % p.a.
Monthly repayment: CZK 4 083
Number of repayments: 108
Arrangement fee: CZK 0
Management fee: CZK 0
The annual percentage rate of charge (APR) is 5,3 %. The total amount to be repaid is CZK 436 104. Neither the interest rate nor repayment amount changes.
Representative example of the Premier Consolidation
Loan amount: CZK 350 000
Interest rate: 4.9 % p.a.
Monthly repayment: CZK 4 083
Number of repayments: 108
Arrangement fee: CZK 0
Management fee: CZK 0
The annual percentage rate of charge (APR) is 5.3%. The total amount to be repaid is CZK 436 104. Neither the interest rate nor repayment amount changes.