Additional Information
You can use the money to buy an investment apartment, family house with non-residential premises, or apartment building.
With American mortgage Premier you can get from CZK 150 thousand to 10 million. It is possible to have a loan up to 70% of the property value.
Both management and the account statement are free of charge.
It is necessary to prove your income during mortgage approval process. If you are self-employed, your taxable income might not meet requirements of a Premier Mortgage. For example, when you apply flat-rate expenses, your actual earnings may be undervalued. Turnover mortgage, however, takes into consideration the specific tax aspects of your business. So you can get it even if you would not reach a regular mortgage.
Total loan amount: CZK 1,400,000. Monthly repayments: CZK 11,795 (repayments include principal and interest). Number of repayments: 180. The interest rate is fixed for 3 years at 5.89% p.a. Fees associated with the loan that comprise the total loan costs: CZK 6,000 for establishing the loan; administration fees of CZK 4,000 for entering and deleting the bank’s mortgage interest over the security property in the land registry; and a real estate appraisal fee of CZK 5,000. Loan term: 15 years. Annual percentage rate charged: 6.32%. Total amount to be repaid: CZK 2,131,371 (assuming the interest rate does not change for the entire term of the loan).
Note: The representative example is for informational purposes only. It constitutes neither an offer to enter into any contract, nor an advertisement. It does not constitute a document or transaction that would oblige us to enter into a loan agreement or any other banking service agreement with you.
All the calculations and data above, including information about interest rates and monthly payments, are estimates only. Final loan terms may differ depending on your credit rating and assessment of your ability to repay the loan. The terms will be set out in the pre-contractual information and in your loan agreement
The loan calculator is for informational purposes only. It does not constitute an offer to enter into any contract or the obligation to enter into a loan agreement or any other banking service agreement with us.
The provider is not providing advice in accordance with Section 85 of Act No. 257/2016 Coll., on Consumer Credit.
The total amount of the loan is CZK 3,000,000. The monthly repayments are CZK 18,365 (including principal and interest). Number of repayments: 300. The interest rate is fixed for three years at 5.39% per annum. The fees associated with the loan form part of the total loan costs and include administration fees of CZK 4,000 for entering and deleting the bank’s mortgage interest over the property in the land registry and a property appraisal fee of CZK 5,000. Loan term: 25 years. The annual percentage rate charged (APR) comes to 5.64% and the total amount to be repaid by the consumer is CZK 5,522,872 (assuming the interest rate does not change for the entire term of the loan).
Note: The representative example is for informational purposes only. It constitutes neither an offer to enter into any contract, nor an advertisement. It does not constitute a document or transaction that would oblige us to enter into a loan agreement or any other banking service agreement with you. All the calculations and data above, including information about interest rates and monthly payments, are estimates only. Final loan terms may differ depending on your credit rating and assessment of your ability to repay the loan. The terms will be set out in the pre-contractual information and in your loan agreement The loan calculator is for informational purposes only. It does not constitute an offer to enter into any contract or the obligation to enter into a loan agreement or any other banking service agreement with us. The provider is not providing advice in accordance with Section 85 of Act No. 257/2016 Coll., on Consumer Credit.