Accounts and Cards

With the Premier Personal Account, there is no need to look elsewhere for professional and discrete services. We will provide two prestigious Premier payment cards with your account, each with a host of benefits for you and your family.

Premier Personal Account

With the Premier personal account, all common banking operations are free of charge. You don’t pay for debit card withdrawals from Česká spořitelna ATMs in the Czech Republic and from the ATMs of other banks abroad. Your personal overdraft facility will be automatically set up to CZK 200 000.You can manage your account from anywhere with our or SERVIS 24 internet and mobile banking George. With your account you will receive two prestigious Premier payment cards, each with a host of benefits for you and your family.

Prestigious Visa and Mastercard Cards

With the Premier personal account, we offer prestigious payments cards with a luxury design that can do more than perform contactless payments in shops or online or cash withdrawals from ATMs. The combination of Visa Infinite and Mastercard World Elite cards provides exclusive benefits, free services and privileges all over the world.

Premier Foreign Currency Accounts

You can have up to three Premier foreign currency accounts – in EUR, USD and GBP – for free. You can opt for even more accounts in a single currency or for accounts in other currencies – CHF, CAD, DKK, JPY and SEK. We will connect any of your Premier debit cards to your foreign currency accounts. If you use your card to make payments or make cash withdrawals in a foreign country, these operations will take place directly in the country’s official currency.

Premier Savings

You can use your Premier savings account to deposit your funds and increase their value, all while having access to your money at all times. You don’t pay anything to set up, maintain or cancel the account. You can even arrange access to the account for a family member or friend.

Erste Premier Benefits

Erste Premier clients are granted VIP access to airport lounges all over the world, they can use the services of a personal telephone assistant (concierge), and enjoy a wide range of other benefits.

Digital World

You have access to your finances from anywhere in the world. When handling certain financialtransactions remotely, you can choose between our internet and mobile banking George, Erste Premier Priority Line or Busy Banking service.


With our internet banking George and its mobile version, you can conveniently and securely manage your finances from anywhere in the world. In combination with the George Key app, it brings a higher level of security. Banking IDentity, which is a new way of verification, makes it possible to quickly enter transactions, including foreign payments, of up to CZK 5 million. George brings convenience that is difficult to match.

Erste Premier Line

An alternative to the digital world is the Erste Premier Priority Line on 956 777 569. Our experienced telephone bankers are ready to solve your requests, advise you and help you carry out banking operations.

Busy Banking

We know your time is precious. With Busy Banking, you can manage some of your daily banking operations from a distance. You just call your Premier banker and make the necessary arrangements over the phone. In this way you can, for example, open a new account, have a new card issued, or renew your fixed-term deposit when the term ends. Yo just approve your request via the internet banking.

We are always there for you

Be demanding. We’re prepared. Priority line
for Erste Premier clients.

+420 956 777 569

Send an email to

Leave your number, and we’ll get back to you
as soon as possible.


You will get the most out of Erste Premier if your savings and investments with the Česká spořitelna Financial Group exceed CZK 1 500 000, or your savings, investments and loans total CZK 4 000 000, or you transfer CZK 70 000 or more to your Premier Personal Account every month, which is your salary or income from self-employment.* 

*The Bank reserves the right to decide upon the provision of the Erste Premier service. The service is intended solely for Clients who are natural persons – non-entrepreneurs. Meeting the above criteria does not automatically entitle a person to become a Client of Erste Premier. The Client and the Bank may terminate the Erste Premier service without cause or by mutual agreement.  

Additional Information

You can set the daily limit on each of your debit cards as needed. In the case of the Visa Infinite card, the daily limit depends on your credit limit. Your daily limit thus can not exceed the stated maximum limit.

It is easy to find out the limit on your card or change it through a Česká spořitelna ATM, internet banking, your Premier banker or on the Erste Premier client line +420 956 777 569.

A repayment is deducted from your Premier Personal Account automatically three to four days priorto the due date. The due date is the 11 th of the month plus 55 days. The exact date is alwaysindicated on the statement. If the balance on your account is insufficient, a minimum repayment of 3.2% of the drawn amount (+ interest and fees) is deducted. Another automatic repayment takesplace at the end of the interest-free period.

To ensure that nothing escapes your attention, you will receive online notifications aboutmovements on your account as they happen. You can also arrange to have the notifications sent bye-mail. You will have all your card operations under one setting and service.

If you use your card to make payments in the USA, for example, the funds will be deducted directlyfrom your USD account. You will thus avoid unnecessary conversions when using your card to makepayments or withdraw cash from ATMs. If you make payments or withdrawals in a country where theofficial currency is not one that your account is linked to, the money will be deducted from your Premier Personal Account.